CHEAT SHEET · SURPLUS LINES
Surplus Lines Cheat Sheet.
The night-before summary, built like the exam.
Weighted to the 2026 outline·15-minute scan·Verified 2026
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Surplus Lines Insurance Agent Exam — Cheat Sheet
Fast-reference facts and rules for the Texas TDI Surplus Lines Agent licensing exam. Memorize the exam logistics first — they're the easy, guaranteed points to keep in mind on test day.
Exam Snapshot (memorize these numbers)
- 60 scoreable questions
- 60-minute time limit
- $29 exam fee
Pacing Formula
With 60 questions in 60 minutes, your budget is exactly 1 minute per question. If a question stalls you past ~60 seconds, flag it, guess, and move on — every question carries equal weight and there's no time to burn on a single item.
- Halfway checkpoint: aim to be at question 30 by the 30-minute mark.
- Reserve buffer: if you average even 50 seconds per question, you free up ~10 minutes to review flagged items.
Must-Remember Rules
- All 60 questions are scoreable — there's no indication any are unscored trial items, so treat every question as counting toward your result.
- Answer every question — with a hard 60-minute cutoff and equal weighting, leaving blanks only guarantees lost points.
- Bring the $29 fee handled per TDI's registration instructions before you sit; confirm payment is settled so it doesn't cost you exam-day time.
Quick Math to Know
- Total time available: 60 min ÷ 60 questions = 60 seconds each.
- To finish with a 10-minute review buffer, target ~50 seconds per question.
Day-Of Priorities
- Confirm the $29 fee is paid/registered.
- Start the clock mentally: 1 question per minute.
- Never leave a blank; guess-and-flag anything over a minute.